Health insurance is a hot topic these days. It seems everyone woke up one day and realized they had a stake in our national health care system, which is a good thing. Sadly, figuring out the best way to deliver health care to all Americans has almost turned into a contact sport.
The logistics alone are staggering. Even so, the ACA set up a system that works in all 50 states while setting standards of coverage and setting boundaries for insurance company behavior. The latest dust up is over the minimum standards for a health care policy and "grandfathered" plans. These plans do not meet the ACA minimum standards but since they were in effect in 2010, they could continue as long as the plan doesn't make major changes. Well insurance companies being what they are, changed these plans to where they lost their grandfather status. This means people who have these plans would no longer qualify for subsidies or exemption to the fines under the ACA. Let me clarify, these plans don't even qualify as catastrophic care policies under the ACA. That should be a clue. A $54 a month health insurance policy for a 56 year old woman is going to cover next to nothing. The fact that Republicans are defending their constituents right to own a nearly worthless policy certain to drive them into bankruptcy or kill them is crazy.